Relationships and pipeline
Keep clients, referrers, and deals connected
Manage client and referrer records alongside deal stages, activities, tasks, and ownership. Keep relationship context close to the file your team is progressing.
Australian commercial finance workflow software
xPortal is the operating layer for structured credit intelligence.
Financial Edge AX connects client and referrer relationships, follow-ups, proposals, and loan-book visibility with structured deal capture, document intelligence, and lender-fit review. Teams can manage the daily work and the commercial file in one workspace.
xPortal deal workspace for every commercial fileDocument intelligence and source checks attached to the recordDeal Checker, lender-fit, servicing, and scenario signalsAI run logging, human feedback, and outcome learningApplication summaries, credit memos, packs, tasks, and reporting
Run the brokerage
From the first relationship to the next loan review
xPortal brings relationship management and everyday operations together with commercial finance assessment, so the work around each application stays visible too.
Follow-up sequences
Give every outstanding item a next step
Set up reminders for client applications, missing documents, referrer follow-ups, and agreements. Control timing, pause or resume a sequence, and stop on reply when configured.
Client proposals
Take a proposal from draft to response
Prepare and preview a proposal, generate a PDF, and send a client access link. Track views and let clients accept, decline, or request a review through the proposal workflow.
After settlement
Keep the loan book in view
Review settled loans, maturity dates, recorded upfront and trail commissions, and clawback indicators. Keep the information needed for the next client review attached to the relationship.
Connected communications
Bring everyday activity into the workspace
Connect Google Workspace for Gmail sending, with optional mailbox and Google Calendar sync. Aircall integration supports call-activity visibility alongside pipeline work.
Management reporting
See the activity behind the results
Review team scorecards, conversion funnels, referrer performance, and weighted revenue forecasts. Use activity and deal data to see where follow-up or support is needed.
Module access depends on your plan, role, and workspace setup. Connected services require an authorised account; reports and loan-book indicators reflect the data recorded or synced.
Find your broker workspacePlatform surfaces
A workspace for each part of the relationship
Broker teams, lenders, and referral partners have different responsibilities. Each workflow keeps the relevant records, actions, and review controls together.
xPortal01
Broker operating workspace
The day-to-day workspace for client and referrer CRM, follow-up sequences, deal assessment, proposals, pipeline movement, and loan-book visibility.
View layer
Lender layer02
Policy and pack control
A lender-owned layer for eligibility criteria, product guides, verified submission packs, exception queues, conditions, reporting, and audit visibility.
View layer
Partner flow03
Introducer and referral intelligence
Partner-facing pathways can capture cleaner leads, route referred deals, track source quality, and keep handoffs measurable across broker and lender teams.
View layer
AI foundation04
Governed intelligence layer
AI assistance is wrapped in run logging, prompt versioning, human feedback, override capture, sensitive-data controls, and outcome-linked learning.
View layer
xPortal tools
Commercial finance workflow tools for brokers, credit teams, and operators
xPortal is the operational workspace behind the public platform story. These tools help teams capture a file once, check the evidence, review lender fit, prepare broker and lender outputs, and keep ownership visible without turning the workflow into another loose set of templates.
Record tools
File setup
Two connected tools
01
Deal workspace
Keep borrower, entity, security, funding, servicing, and document context together in one live commercial file.
->Reduces rekeying across notes, forms, spreadsheets, and lender-pack drafts.
Read workspace guide
Structured intake
Guide brokers and support teams through the transaction shape, borrower structure, security position, purpose, timing, and requested facility details.
->Creates a cleaner starting record before analysis or packaging begins.
Read intake guide
Document tools
Evidence review
Two connected tools
02
Document intelligence
Review uploaded bank statements, tax material, ID, entity documents, security evidence, and supporting files against the deal record.
->Makes missing evidence, stale documents, and open review items visible sooner.
Read document guide
Source checks and anomaly flags
Surface inconsistent values, source gaps, document issues, consent status, and exceptions before the file moves downstream.
->Helps teams fix readiness issues before lender discussion or assessment.
Read analysis guide
Analysis tools
Decision support
Two connected tools
03
Lender-fit review
Compare the deal against appetite, policy constraints, asset class, leverage, servicing pressure, and exception pathways, including asset finance and working capital scenarios alongside property-secured deals.
->Gives brokers a more explainable shortlist for human review.
Read lender-fit guide
Servicing and scenario signals
Bring repayment context, structure notes, policy fit, risks, strengths, and review cues into the same workspace.
->Shows why a file may be ready, blocked, or better suited to another pathway.
Read servicing guide
Execution tools
Output and control
Two connected tools
04
Application summary and credit memo builder
Turn captured and reviewed information into broker-readable summaries, credit-note material, lender-pack content, and client next steps.
->Shortens the loop between file review and submission-ready material.
Read memo guide
Pipeline, tasks, and handoffs
Track deal status, task ownership, missing items, review stages, lender movement, settlement outcomes, and team handoffs.
->Keeps the next action visible across brokers, support users, reviewers, and partners.
Read pipeline guide
Investor pack stack
The core xPortal workflow turns message and evidence into reusable packs
The product view brings the toolset together: guided capture, AI document reading, risk scoring, lender logic, and investor-pack output are held in one traceable operating frame.
Raw deal inputs become investor packs and reusable outputs
Capture, AI reading, risk scoring, lender logic, and the investor-pack builder keep message and evidence traceable.
01 Connect
Digital app / data layer
Guided capture normalises borrower, entity, security, purpose, timing, and investor context.
AI document reader
Documents are classified, checked, and linked to the claims inside the pack.
Risk scoring + matching
Servicing, leverage, asset, borrower, postcode, and exception signals become evidence tags.
Intelligent lender engine
Policy, appetite, product rules, and exceptions shape the recommended funding path.
Investor pack builder
Narrative, metrics, lender fit, and document evidence are assembled into reusable packs.
02 Structure
One connected recordMessage + evidence
Source data, AI reads, scoring, and lender logic stay linked to every investor pack output.
Evidence stays connected03 Deliver
Investor pack
Funding story, key numbers, risk notes, and evidence presented in one pack.
Deal summary
Reusable borrower, security, financial, document, and recommendation context.
Submission package
Lender-ready evidence, conditions, next actions, and supporting docs.
System layers
A visual model built around capture, verification, decision support, and reuse
Layered panels show how the platform handles deal structure, review state, lender-fit output, automated triage, output generation, and market intelligence without forcing teams to reprocess the same information.
Capture layer
One reusable commercial record
Capture borrower, entity, security, financial, servicing, and document information once so it can travel through analysis, recommendation, packaging, and review.
Verification layer
Source checks and document integrity
Surface missing items, inconsistent values, document anomalies, verification status, and evidence gaps before the file moves downstream.
Decision layer
Policy, servicing, and lender-fit review
Evaluate lender appetite, servicing strength, structure, conditions, and exception pathways against the actual deal profile before time is spent on a route.
Reuse layer
Packs, triage, and handoffs from the same record
Generate summaries, credit papers, lender packs, lender triage cues, legal handoffs, reporting, and analytics from the same verified transaction record.
Operator workflow
01
Deal intake
Creates the reusable file recordCollect the transaction shape, security profile, borrower structure, purpose, timing, and entity context.
02
Verification and review
Keeps evidence and gaps visibleAttach document checks, source signals, exceptions, consent, review notes, and open items to the deal record.
03
Decision support
Shows why a pathway fitsRun lender-fit, servicing, readiness, scenario, policy, and exception signals over the actual verified file.
04
Submission and reuse
Turns the file into reusable outputPackage the next action, then reuse the same record for lender, legal, reporting, and analytics workflows.
Control plane
Live workflow signals
Signal 01
Role-aware views
Brokers, support, reviewers, lenders, and partners see the signal set that matters to their part of the workflow.
Signal 02
Review integrity
Exceptions, source gaps, missing evidence, and open items remain visible instead of disappearing into notes or inboxes.
Signal 03
Automated triage
Readiness, policy exceptions, and review cues can support lender routing and prioritisation without making the final call.
Signal 04
Audit-friendly changes
Structured stages make it easier to see what changed, who reviewed it, and why a decision moved.
Signal 05
Data intelligence
Verified workflow data can reveal macro and micro trends across demand, lender appetite, document quality, and outcomes.
Signal 06
Permissioned handoffs
Every output can retain the right context for brokers, lenders, legal teams, partners, and internal reporting.
Data intelligence
The compounding advantage is the structured data layer
Workflow features can be copied. A clean, permissioned data asset that compounds across commercial finance workflows is harder to replicate.
Macro trend visibility
Track borrower demand by industry, geography, security type, purpose, lender appetite, approval pathway, and settlement outcome as verified platform volume grows.
Micro deal intelligence
Compare document quality, cash-flow strength, security position, servicing pressure, verification gaps, and conditions on the individual file.
Decision-quality feedback loop
Use actual approval, decline, condition, and settlement outcomes to make future recommendations, routing cues, and lender appetite settings sharper without claiming to replace credit judgement.
AI governance and lender learning
Intelligence is useful because it is traceable, reviewable, and connected to outcomes
The platform message now makes the AI operating model explicit: deterministic policy remains the baseline, AI assistance is logged and reviewed, and real lender outcomes can improve future routing without replacing credit judgement.
Governance layer
Run and prompt traceability
AI-supported actions can retain prompt version, model context, input snapshot, output, confidence, review state, and the workflow object they were attached to.
Human feedback and overrides
Accepted, edited, rejected, and overridden recommendations can be captured so the platform learns from expert review without hiding responsibility.
Sensitive-output controls
Client-safe, broker-facing, lender-facing, and internal-only outputs can be separated so AI summaries do not leak the wrong level of context.
Outcome-linked evaluation
Approval, decline, condition, settlement, and lost-opportunity outcomes can be used to test recommendation quality and improve future routing cues.
Learned intelligence layer
Deterministic policy baseline
Rules, criteria, postcode settings, product limits, document requirements, and servicing logic remain the explainable starting point.
Learned lender reranking
Historical approval patterns, lender behaviour, response quality, policy appetite, and channel outcomes can influence shortlist order for review.
Scenario and exception testing
Teams can compare structures, policy changes, document fixes, and exception pathways before committing the file to one route.
Clear confidence boundaries
Where history is sparse or the deal is unusual, the platform can surface caution and route the file back to human judgement.
Inside xPortal
See the file. See the next step.
A working view of your deal and its documents. Expand either screen to take a closer look.
Your deal, in one view
See the borrower, funding request, file status, and next action together. Pick up where your team left off.
Explore the deal workspace →Know what is missing
Review uploaded documents, spot evidence gaps, and keep outstanding items visible before preparing a submission.
Explore document review →Reference cluster
Follow the commercial-finance AI boundaries behind the platform
The resource cluster gives search systems and evaluators clear supporting pages for structured credit intelligence, broker workflow automation, and human review limits.
CRM vs workflow
CRM vs operating software
Why a commercial finance broker desk usually needs more than a CRM, and where the two categories overlap.
Loan origination
Loan origination software for brokers
What loan origination software means on the broker side of commercial finance, and how it differs from a lender's internal LOS.
Credit intelligence
Structured credit intelligence
A definition of structured credit intelligence and why commercial finance teams need better records before they need more automation.
For investors in Financial Edge AX
iPortal: company information and investor diligence
iPortal is the investor workspace for understanding Financial Edge AX as a business. Approved users can review company and product materials, financial-model information, the roadmap, and the status of diligence documents.
Understand the company
Explore the product story, team information, roadmap, and investor materials in one place.
Review the business case
Read the operating-model assumptions and commercial evidence shared for investor review.
Navigate diligence
See the information library and diligence map, check document availability, and coordinate access to gated materials.
Investor access is controlled. Materials and document availability depend on the access granted to you.
Open iPortal loginNext action
Move from the platform story into a real workflow
Use the access workflow for broker onboarding or move into partnerships if you are exploring distribution, lender, aggregator, data, or integration alignment.