Eligibility check
Confirm criteria fit before time is spent
Let brokers, introducers, and internal lender teams test pass / refer / fail against lender-owned metrics before BDM or credit time is pulled into the file.
For lenders
Check deal eligibility. Verify the pack. Control policy. Manage settlement.
Financial Edge AX gives Australian brokers, introducers, and internal lender teams a lender-owned eligibility path before BDM or credit time is spent, then turns each opportunity into a verified deal pack with pass / refer / fail signals, manual-review flags, and condition tracking through settlement.
Pass / refer / failVerified deal packsPolicy workbenchControlled approvals
Lender lens
Review path
01
Eligibility
Broker, introducer, or direct intake checks pass / refer / fail before BDM or credit time is spent.
02
Pack
Documents, checklist items, and confidence flags arrive with the deal.
03
Approval
Clean, in-criteria files can move to lender-approved fast paths.
04
Settlement
Conditions, owners, and next actions stay attached until completion.
How we help
Support broker and direct deal flow with verified, rules-led intake
The lender value is practical: answer eligibility earlier across channels, receive a properly packaged file, let clean deals move faster, and keep post-approval conditions visible until settlement.
Verified pack
Receive complete packaged deals
Submission data, documents, and checklist status arrive in one workspace. Low-confidence or missing items are highlighted for manual review before credit assessment.
Controlled approval
Fast-path clean applications
Clean, in-criteria, fully packaged deals can move toward auto approval or rapid sign-off while borderline, referred, or low-confidence files stay with credit.
Settlement workflow
Manage conditions to settlement
Conditions, owners, outstanding evidence, broker or direct-channel responses, and next actions stay attached to the file from the first eligibility check through settlement.
Platform screenshots
Where lender teams see eligibility, pack readiness, and settlement progress
The lender workflow is backed by product surfaces that broker-facing and internal lender teams use to keep a commercial file structured, checked, and moving.
Pipeline management
Lender deal board
A single lender-owned pipeline view for deal status, ownership, blockers, next actions, credit readiness, and settlement movement.
Eligibility control
Policy and criteria view
Pass, refer, and fail outcomes are shown against this lender's own product, credit, servicing, and document criteria.
Submission pack
Verified credit pack
Structured pack outputs keep verified facts, document readiness, conditions, and credit sign-off context in one record.
Lender triage animation
See eligibility, packaging, approval, and settlement stay connected
The workflow shows broker, introducer, and direct intake eligibility checks feeding verified documents, exception handling, controlled approval paths, condition management, and outcome intelligence.
Lender intelligence
Eligibility checks become verified packs and settlement tracking
Broker, introducer, and direct intake checks feed verified packs, exception handling, controlled auto-approval support, live conditions, and outcome intelligence.
Pass / refer / failVerified packsSettlement signals
Lender intelligenceLender Deal Recordpass -> refer -> fail -> settle
Decision support
Let the system fast-path clean files and escalate the right exceptions
Financial Edge AX can help lenders standardise lender-owned eligibility checks, verify deal packs, prepare controlled auto-approval pathways, and preserve credit-team oversight for referred, borderline, and low-confidence files.
Eligibility and approval board
Lender rules stay in control1Review signal
Lender-owned eligibility
Encode lender-owned criteria so brokers, introducers, and internal teams see pass / refer / fail before BDM or credit time is requested.
Read eligibility guide
2Review signal
Pack verification
Check documents against the required list, reconcile submitted data, and send low-confidence files to manual review before assessment.
Read pack guide
3Review signal
Controlled auto approvals
Allow clean in-criteria packaged deals to follow lender-approved fast paths while credit teams focus on borderline and exception files.
Read policy guide
4Review signal
Conditions to settlement
Track conditions, owners, evidence, sign-off, and settlement blockers from approval through completion.
Read conditions guide
Lender control plane
Policy, product, and diagnostics controls belong in the lender layer
The lender story now includes the operational controls behind eligibility and recommendation quality: product settings, appetite rules, postcode policy, scenario comparison, regression testing, reporting, and audit visibility.
Control 011
Product guides and forms
Maintain broker-facing guide content, submission forms, document requirements, and product instructions from the same lender-owned control layer.
Control 022
Approved products and master sets
Control the products that appear in eligibility and recommendation flows, including grouped product sets for regions, channels, and lending programs.
Control 033
Appetite and postcode policy
Represent sector appetite, security appetite, leverage constraints, excluded locations, postcode policy sets, and exception settings in structured form.
Control 044
Policy links and workbench compare
Attach source policy references and compare scenarios side by side before a criteria change is pushed into broker or direct-intake workflows.
Control 055
Regression packs and diagnostics
Test lender settings against known scenarios, detect unexpected ranking or eligibility movement, and keep policy changes safer before release.
Control 066
Audit, analytics, and reports
Review activity, channel movement, near-matches, lost opportunities, approval/decline outcomes, and performance reporting from the lender layer.
Lender capabilities
What lenders and capital providers can use
Financial Edge AX can support lender-facing workflows through eligibility logic, verified deal packs, exception context, role-aware reporting, controlled approval paths, and intelligence from real commercial finance outcomes.
1Capability
Lender-owned pass / refer / fail eligibility checker for broker, introducer, and direct intake against product criteria, leverage, borrower, security, purpose, urgency, and servicing metrics
2Capability
Policy workbench for product guides, forms, approved products, master product sets, appetite profiles, postcode policy, and policy links
3Capability
BDM and direct-intake routing that shows which questions can self-serve and which referred files need relationship or credit context
4Capability
Fully packaged deal inbox with application data, required documents, checklist coverage, confidence signals, and open evidence requests
5Capability
Document intelligence and verification status for source gaps, missing items, anomalies, and low-confidence files needing manual review
6Capability
Controlled auto-approval support for clean, in-criteria, fully packaged deals under lender-approved rules and authority settings
7Capability
Scenario comparison, policy regression packs, diagnostic checks, and sandbox testing before criteria changes affect live routing
8Capability
Manual-review queues for borderline deals, policy exceptions, low-confidence documents, and files needing credit-team sign-off
9Capability
Condition, owner, SLA, and settlement tracking so post-approval requirements stay attached to the deal record
10Capability
Audit trails and outcome intelligence across eligibility checks, approvals, declines, conditions, settlements, and channel feedback
Lender layers
Choose how deeply your team wants to participate
Lenders can start with Starter policy coverage, then move into quote-scoped partnership layers that add portal control, distribution intelligence, and enterprise integration depth.
Starter coverage layer
Starter
For lenders that want their own product criteria and guide details maintained without managing a live portal workspace.
Starter lender profile
Basic lender profile
Broker-facing product guide
Financial Edge AX-maintained policy criteria
Access
Starter access
No portal workspace required
Pricing
No portal fee
Starter policy coverage
Essentials
By quoteMonthly lender package
3-5 users
Essentials access for active lender relationships that want profile control, policy updates, package visibility, alerts, and monthly reporting.
Best for
Lender partners that want control of their profile and deal intake before a full workflow rollout.
- Branded lender profile and portal login
- Policy updates and basic criteria profile
- Package inbox, email alerts, and monthly report
Core layer
Professional
By quoteMonthly lender package
5-10 users
The core lender workspace for package review, status workflow, product sets, postcode criteria, document checklists, analytics, and exports.
Best for
Lender teams that want daily package review and practical product and criteria control.
- Status workflow and deal package review
- Product, postcode, and checklist controls
- Analytics, CSV exports, and package alerts
Enterprise
By quoteMonthly lender package
15-25 users
Enterprise access for lenders managing multiple products, regions, BDM and direct-channel routing, near-match reporting, policy regression, API access, governance, and integrations.
Best for
Active distribution teams, banks, non-banks, aggregators, and capital providers with formal governance or integration requirements.
- Regional, BDM, and direct-channel routing controls
- Multiple product-line and advanced routing
- Lost-opportunity, near-match, and policy-gap reporting
- API, SSO, sandbox, integration, and executive reporting options
Lender package pricing is scoped in AUD and excludes GST once agreed.
Starter participation does not buy ranking influence.
Partnership layers add control, workflow visibility, analytics, and integration depth.
Final commercial scope depends on product depth, users, workflow complexity, and implementation requirements.
Where the workflow changes
The strongest lender outcomes start before manual review
The same structured record can improve broker guidance, direct intake triage, BDM workload, credit-team review, auto-approval readiness, condition tracking, and post-settlement learning.
| Stage | Current friction | Financial Edge AX improvement |
|---|---|---|
| Eligibility check | Broker, introducer, and direct lender enquiries can arrive before criteria fit is clear, pulling BDM or credit teams into early manual checks. | A lender-owned eligibility checker gives a pass / refer / fail answer across channels and keeps referred questions more specific. |
| Deal packaging | Files arrive with missing documents, unchecked data, and unclear ownership of outstanding items. | Financial Edge AX verifies the pack, crosses off the document list, and flags low-confidence files for manual review. |
| Approval routing | Credit teams spend time on clean files and exceptions with the same manual queue pressure. | Clean in-criteria deals can follow controlled auto-approval or rapid sign-off paths while exceptions stay with credit. |
| Conditions and settlement | Conditions, evidence requests, broker or direct-channel responses, and settlement blockers drift across emails and spreadsheets. | Conditions, owners, next actions, sign-offs, and settlement status stay attached to the same verified deal record. |
Lender AI resources
Reference guides for lender-owned rules, review boundaries, and structured credit data
These guides connect the lender product page to deeper source material on deterministic policy logic, structured credit intelligence, and the boundary between workflow automation and lender decisioning.
Private lender software
Software for private lenders
What private credit and non-bank lender teams should expect from commercial finance software on the receiving side of a broker submission.
Policy logic
What should stay deterministic
A practical guide to which parts of commercial lending should be controlled by deterministic logic instead of free-form AI.
Credit intelligence
Structured credit intelligence
A definition of structured credit intelligence and why commercial finance teams need better records before they need more automation.
Lender partnerships
Explore eligibility checking, verified packs, and settlement workflow
Use the partnership workflow if your team wants to understand how pass / refer / fail eligibility, verified documents, controlled auto approvals, manual-review queues, and condition tracking could support lender operations.